Purchasing an affordable home in active 55+ communities in Florida is one of the best financial decisions you can make if you are getting ready to retire. Retirement is a stage in life where you’ll have to manage your finances more carefully than ever. Buying a well-designed and efficient custom home that is within your means in 55+ communities in FL lets you save money for other important things such as investments, so you can be financially independent throughout your senior years. Living in a reasonably-priced custom-designed home also gives you some wiggle room for travel and other luxuries that matter.
You will be surprised at how beautiful a 55+ community in Florida can be even if the homes there are affordable. That said, you really have to choose carefully, as not all of these neighborhoods are created equal. There are considerations to keep in mind if you want to find one of the best 55+ communities in Florida. Here are some tips.
- Look for a 55+ Florida community that is strategically situated near the beach as well as amenities such restaurants, shopping centers, and hospitals for convenience. You can’t go wrong with a 55+ community in Florida that is located in Sebastian City’s Indian River County. The area is close to Cocoa beach and Vero beach and it is just an hour and a half drive away from Disneyland.
- The best 55+ communities in Florida are those that have professionally managed facilities and amenities. You will want to live in a 55+ Florida community that offers things such as a community clubhouse, a swimming pool and lounging area, and lawn maintenance services.
- The best 55+ communities in FL are active, friendly, and laidback. Retirement is a time to relax, after all.
- Florida is warm all year round so you don’t have to worry about high heating bills. There is no income tax in the state, either. To enjoy truly affordable retirement living, look for a community with low monthly HOA fees and low property taxes.
Active senior communities in Florida offer conveniences that no other living environments can provide. Active retirees deserve an exciting, low-maintenance lifestyle that they can enjoy in a like-minded community where they can thrive and maintain a high quality of life. Below are some of the many benefits of living in affordable retirement communities in Florida:
- Homes are virtually maintenance free. In active adult retirement communities, fees usually include exterior as well as interior property maintenance. This is true for both purchased and rented dwellings, making living in these types of environments ideal for the aging population.
- Facilities and amenities are built for senior-access. Active senior communities in Florida are specifically designed to serve retirees so accessibility is never a challenge. This means never having to worry about steep stairs and unfriendly home designs that make it difficult to navigate walking aids or wheelchairs. Facilities in these communities are designed with the changing physical conditions of seniors as time goes.
- On-site services and amenities. Senior communities are typically equipped with a range of recreational facilities and amenities, from exercise and game rooms to swimming pools, access to the nearest beach or golf course, and other facilities that serve different hobbies. Some communities even provide easy access services like meal preparation, transportation, dry cleaning and laundry, beauty salons, on-site medical care, medication administration, and more.
- Fixed living expenses. There are numerous affordable retirement communities in Florida that will allow you to manage your expenses easily. Whether deciding to purchase or rent property in a retirement community, you can always select an appropriate package that you can afford, covering everything you may need to live comfortably, from maintenance and utilities to other services that are designed to improve your quality of life while living out your retirement days.
Florida attracts thousands of active seniors who want to spend their retirement ears in comfort and style—and it’s easy to see why. The best Florida retirement communities provide all the luxury you have always dreamt of at relatively affordable prices. When you choose the right community, you don’t have to spend your entire nest egg to buy a lovely home in a great location.
The quality of amenities is what sets the best Florida retirement communities apart from the rest. Here are just some of the features and facilities you can look forward to:
- Great location – The best developments for seniors are close to the beach and several golf courses. Great shopping, excellent family restaurants, as well as banks and hospitals will also surround you. The best Florida retirement communities are quiet but are just minutes from bustling town centers. You’ll enjoy the best of all worlds.
- Gated swimming pool & lounge area – This is important; after all, you came to Florida to enjoy the wonderful weather year-round. Now you can swim in warm water and work on your tan whenever you want. Best of all, the pool is professionally maintained so you never have to worry about cleaning it.
- Community clubhouse – Feel like socializing with your neighbors? Simply head over to the clubhouse and sign up for community activities.
- No maintenance, no stress – Say goodbye to cold weather and having to shovel snow. When you live in one of the best Florida retirement communities you will enjoy professional lawn maintenance services year-round. Community fees are low, and there is no income or property tax. Did we mention that you never have to pay high heating bills ever again? When you live in a great retirement community in The Sunshine State, you can enjoy a completely relaxed retirement. And why not? You deserve it.
Buying a house in active 55+ communities in Florida is now easier and more affordable than ever—which is really good news if you want to be prudent about how you spend your retirement savings. Staying at the best (yet affordable) active adult communities in Florida will give you full access to facilities and conveniences that you have always dreamed of, such as a swimming pool and clubhouse. These retirement communities are built for stress free living so they provide professionally managed grounds and facilities.
One of the aspects that you must look into when choosing a home community is the neighborhood. A community that is friendly, interactive, immersive, and laidback will allow you to make the most out of your retirement living. Buy a home in an area where you would not need to shovel mountains of snow anymore nor deal with cold and harsh weather. Among the best active 55+ communities in Florida can be found in Sebastian City in Indian River County. The neighborhood is close to Vero Beach and Cocoa Beach, where you can enjoy sunshine and sea breeze. It is also only less than a 2-hour drive away from Disneyland!
Sebastian City has retirement home communities that professionally manage facilities such as high-quality and reasonably-priced homes, regularly maintained lawns and grounds, gated swimming pool and lounging area, and a community clubhouse. You will enjoy zero property taxes, low community fees, maintenance-free living, no income tax, no heating bills, and most importantly, no snow! The low monthly dues that you will be required to pay already covers everything relating to maintenance. It is truly a stress-free living because someone else will be landscaping your lawn, watering the grass, cutting and maintaining your yard, and sweeping the street. You can expect the best active 55+ communities in Florida to take care of those mundane things for you.
Purchasing a home from 55+ manufactured home communities would probably be the best option if you want to save money. High quality manufactured homes can be customized according to your preferences. The construction process is mostly done in a controlled factory environment where modules are built. These modules are then delivered to your chosen site, where engineers, carpenters, plumbers, and electricians assemble them. The result is a durable, beautiful home that is designed for your unique needs during your retirement.
For you to be able to fully enjoy your retirement living, you must first and foremost choose a home community that has a friendly neighborhood as well as an immersive laidback environment. Find an area where you would no longer have to deal with mounts of snow and cold weather. Good retirement home communities will give you access to all the conveniences and amenities that you have always imagined.
Indian River County is home to 55+ manufactured home communities that are ideal for those who want to be close to Vero Beach and Cocoa Beach, as well as shopping, entertainment, dining, and medical facilities. Choose a community that offers high-quality and affordable homes, professionally maintained lawns and grounds, gated swimming pool and lounging area, and a community clubhouse. There are also zero property taxes, low community fees, maintenance-free living, no income tax, no heating bills, and of course, no snow! There is no need for you to worry about landscaping your lawn, watering the grass, cutting and maintaining your yard, and sweeping the street. Everything will be taken care of for you. You will also have access to cable television as well as high-speed Internet.
Choose a home community that has homes that are covered by at least a 15-month warranty. The best retirement community would also have an established set of standards that will help you and your neighbors protect your investments.
Are you approaching retirement? If your wish is not to deal with the hassle of snow and heating bills during your senior years, then Florida is ideal for you. The Sunshine State is home to a number of 55+ retirement communities in different cities and in varying price points. Here are two things to keep in mind when choosing a new place to call home.
- Think about how you want to spend most of your days.
You will probably want to travel outside the country at least once yearly during retirement, but how about the rest of the time? Do you want access to golf, fishing, or tennis perhaps? Envision how you want to spend an ideal day. List all the amenities you think will increase your enjoyment of your retirement years, and look for a 55+ retirement community that offers those.
- Buy a home in a quieter area.
If putting all your retirement money in an expensive waterfront condo in the middle of a bustling city doesn’t appeal to you, don’t worry—there are plenty of affordable options for active adults who are looking for some peace and quiet in Florida. Consider looking for a 55+retirement community in areas like Sebastian, a town on the eastern side of the Atlantic coast, north of the famed Vero Beach. Retirees are flocking to Sebastian for a good reason—it’s a beautiful and peaceful area where homes are still reasonably priced. You don’t have to spend millions to own a beautiful house here. There is a championship 18-hole golf course in the area adjacent to the city airport, and the fees are low. You will also have quick access to the stunning Indian River Drive waterfront where there are plenty of shops and restaurants. A hospital is close by and offers world-class medical care. Sebastian is excellent for people who want to retire in a coastal town where costs of living (and crime rates) are low.
Many seniors prefer to live in a home of their own after retirement. Manufactured homes with their modest financial resources are a good option. Such places are investor-owned neighborhoods where residents have their own factory build homes and rent the land where these homes are placed. In such neighborhoods and communities, residents live happily and peacefully, and it gives them a feeling of their own home. Some of these homeowners have worked all their lives and raised families in a traditional home and have retired without a pension or with limited savings. But not all the seniors living at such homes have low incomes or limited savings. Some of them also maximize their quality of life with various luxuries.
However, living in manufactured homes do have their benefits.
Social Benefits: Security can be called one of the greatest benefits of living in these homes. Residents who cooperatively own their lot also have the community’s future in their hands. Whether it will be sold or closed, no one can close the community and force them to vacate. The common goal of buying, developing and living at a place also nourishes the feeling of community. It gives residents a chance to get to know each other better and become lifelong friends. This way, residents can also connect to the other similar communities and enhance their network and resources for better living.
Economic Benefits: The economic benefits of resident ownership in a community consists of the control over the lot rent, access to favorable mortgage loans, and higher home values. They also have access to several modes of public funding so they can improve the community infrastructure. Members vote for the community’s annual budget considering all the possible factors of maintenance and security. They decide what to do with the surplus funds and what should be the carrying charges. Many communities have access to fixed-rate home loans that have relaxed credit terms and lower down payments. In other words, resident owned communities enjoy lower lot rent, higher average home sale prices, and faster home sales.